Check Draft, Bank Draft
Now time to stop waiting for the checks in the mail, when you can Check Draft it. It is also known as Remotely Created Checks or Bank Draft.
Check By Phone, Check by Fax, Check by Web, Check By Link. Check Draft for Monthly payments from your clients.
- Collect bank Info and Print Check Draft
- No Signature required.
- Make it Recurring for Monthly Collections.
Try Free. No Credit card. Cancel any time you need.
You collect Bank Account Information
Enter into software and Print Check Draft.
Print and Deposit to the bank just like a check.
What is a Bank draft or Check Draft or Remotely Created Checks?
Check Draft also called Demand draft that is same as a check however made by the vendor and approved by the payer/Account holder. In Short, a regular check is made by the
The Bank routing number and the Bank account number can be obtained from the payer over the phone/Fax/Web/Link, to create a check draft using OnlineCheckWriter.Com. Once Check draft created, you deposit it just like a check. At the signature area, it indicates, “No Signature required. Your depositor authorized this transaction”. By law, you are required to have proper authorization from the payer and record it. It is an excellent platform to have a paper trail. We always recommend using our signature capture link. This link can be sent to the payer over the phone or email instantly so they can fill bank account info or confirm it with signature.
Check by Phone
Checks by phone are the easiest way to receive a check. You do not have to wait for checks to come in the mail from your client. You get all the information from your client like Bank routing number account number and enter into the software. Then you print the check by any printer on behalf of them with their authorization. This check will not have a signature, and it states ‘No signature required and approved by the depositor.’ Deposit this check Draft to the bank just like you deposit a regular check. Please make sure to have a record of that. You can do it for a one-time payment, recurring payment open for various payment according to the agreement you have with your clients.
Check By Online
There are three ways you can accept checks online as follows;
The best and professional approach is to have a ‘Pay by Check” button on your website. When your customer clicks on that, it will open a new window with asking your customer’s bank routing and bank account numbers along with name details. Once they fill the information and submit a new check draft created on OnlineCheckWriter.Com account. It is ready to print. You print the check draft using any printer and deposit just like a regular check.
The second way is you email a link to your customer email requesting Bank information and authorization.
The third way is text a link to your customer over the phone requesting Bank information and authorization.
Check by Fax
Receiving checks by fax, on the phone, or by the web is called check draft. You get all the information from your client like Bank routing number account number and enter into the software. Then you print the check on behalf of them with their authorization. This check will not have a signature as it states ‘No signature required and approved by the depositor.’ Deposit this check Draft to the bank just like you deposit a regular check.
Check by Link
Checks by a link are the most secure way to create a check draft. You send the link to your client email or smartphone to fill all the banking information. You can add a signature option in the link so they can sign it over the phone or computer. You can also select the link choosing for a one-time payment, recurring, or open payments.
Bank Draft Features
No More waiting for Checks In The Mail
No More Fees, Transactions Fee, or Gate Fee
Collect Full Face Value of your rent or payments.
It is a Check, but Printed by Merchant and No Signature required by Law
Add a "Pay By Check" button on your website using our API
Recurring Check Draft
Send a signature Link for an additional layer of security
Instantly Print and deposit using your phone
Support Remote Deposit
Collect Rent and Save 2.9% Credit card charge fees
Cloud based you can log in from anywhere
Stop Credit Card Processing Fee
Import Multiple Entry at a time using Excel
Print 100 check draft at one click
Did You Know…
Check Draft is the best way to get paid without any fee!!
No Credit card. Cancel any time you need
Frequently Asked Questions
What is a Check Draft?
Check Draft also called Demand draft is much the same as a check however made by the vendor and approved by payer/Account holder. In Short, a regular check made by the
You get the Bank routing number and Bank Account number from you payer over the phone/Fax/Web/Link and create a check draft using OnlineCheckWriter.Com and deposit it just like a check. At the signature place, it indicates” No Signature required. Your depositor authorized this transaction”. By law, you required to have proper authorization from the payer and record it. It is great to have a paper trail. We always recommend using our signature capture link sending to payer phone or email instantly and have them fill Bank Account info or confirm it with signature.
How Does Check Draft Work?
After you sell your item/Service, or any service agreement or Donation,
You get Clients’ Bank Account Number, routing number and verifiable authorization via Telephone/Web/Fax/Text/Link and keep this authorization safely in case any dispute comes. Authorization by a Link is recorded in your account however check and ensure. Enter that data to online Check Draft Software and print check Daft. Deposit this check draft just like a check to your bank. There is no difference between the check draft and check. Yet, check draft does not require a signature and you must have consent for that from them. We generally suggest having a paper trail like fax or text or email, for repeating recurring please select RECURRING and enter the number of event and recurrence. Check Draft will be prepared at that each time and ready to print. An easy way of collecting lease with no charge like credit cards and ready to print each time. No stress over forgetting.
(Used to collect /Rent/lease, month to month charge, Property Taxes, affiliation expense, Donation to your religious/501 C foundation/Accounting Fee/Insurance Payment/Association Fee)
Is Check Draft or Bank Draft legal?
Yes, printing checks from your own printer
Uniform Commercial Code – Reference: Title 1, Sections 1-201  and Title 3, Sections 3-103a, 3-104, 3-401, 3-402, and 3-403. Federal Trade Commission – Reference: Telemarketing Sales Rule – Title 16, Section 310.3 (a)(3). Code of Federal Regulations – Reference: Title 12 Chapter II, Part 210. Federal Reserve Bank – Reference: Regulation J, Part 2, Sections 4a-201 to a-212.
A Checks you received by phone or fax, a block of text and printed as check draft, a block of text approved by the American Banking Association will appear instead of the signature. It is required by law to have a record of authorization from your client.
Federal Regulation regarding Printed Checks
UCC regulations on Checks basically state that as long as a check conforms to the definition, it is a legal requirement for a bank to accept it when you present it to a bank teller. The bank(s) have some discretion on the amount of time they will hold the funds.
The Check21 definition https://www.fdic.gov/consumers/assistance/protection/check21.html states that a Check image reproduced cleanly in any paper is as valid as the original Check
Is this same as ACH or EFT?
No both are Deferent. Check Draft does not need a signature and must be accepted by the bank. Check Draft does not have any transaction fee, Gateway fee or a percentage fee like ACH and EFT. Check Draft is just like a check all you require is a standard PC and internet connectivity. You require a printer additionally to print check draft once created. OnlineCheckWriter.Com is a cloud-based software with military-grade security hosted in Amazon Banking type Server and ready to use in minutes when you verify bank and submit all documents required.
How can I accept Check draft directly through my website?
After your Account has been set-up at OnlineCheckWriter, you will get an email containing all information to sign onto the cloud-based OnlineCheckWriter.Com software and a customized link- an Icon to place on your website “Pay by Check”.
Can I set up Recurring Payments?
Yes. OnlineCheckWriter.Com does support recurring payments. Once you enter check information and select a frequency schedule and the Software automatically creates the checks for you! The recurring payment checks Drafts are created automatically without you or your customers having to re-enter any data. You will see as a new Check draft in the Draft List and ready to print and Deposit.
Can I customize the check draft from as per our style to my website?
Yes. Please let us know your requirements. We will make it happen your way.
Can I integrate check draft on my website?
Yes, you can integrate using our API. After your Account has been set-up on the Banking Grade Amazon server, you will get an email containing all information to sign onto the cloud-based OnlineCheckWriter.Com software and a customized link- an Icon to place on your website “Pay by Check Draft”
What are all the Documents needed for Account Set Up and Qualifications?
Valid Photo ID
The article of Incorporation or Any Valid proof of business
EIN, Employer Identification Number Generated by IRS
Credit Card on File
Most recent Bank Statement
These documents can be scanned, emailed and uploaded through our dashboard.
Who Uses Check Draft, Checks By Phone, Fax, Online or “Pay By Check” Button on Websites?
Government Entities to Collect Tax and Fees.
Accountant Firm / CPA
Cities and Counties
Apartments & Landlords for recurring Rent
What kind of check paper do I need to print Check Draft?
OnlineCheckWriter.Com Compatible with any sort of Blank check paper, easily purchasable from any local office supply store like Office Depot, Staples or the Online stores like Amazon/Walmart.com.
Blank Check stock has all the security features the banks want to see, looks significantly more professional, and is micro-perforated for easy separation.
Can I add multiple companies to have check draft made to?
Yes. Support for Multiple of your companies available to deposit your check drafts. This enables you to make Checks Draft made payable to various Companies you have. For example, you may have two different kinds of scenarios and some of the check drafts payable of one company and some others payable to another company. We may need some extra documentation for the other companies.
How to Accept Checks over the Phone?
Banking regulations require some confirmations from clients for checks drafts. These avoid “the burden of proof” if a draft is disputed, it is required that such phone calls are recorded or confirmation of the authorization is mailed, faxed or emailed to the customer before the draft is initiated
Having the client email, fax or Text/SMS you a copy of a check with a signature that shows the same amount and payee as the draft you will create is the best and safest way. If that’s not possible, please follow the
Verbal Authorization that must be recorded or Authorization Mailed/Faxed/Emailed to Customer BEFORE the Draft is initiated.
After getting all Check information, please confirm this with clients.
We would like to verify your authorization for this check draft
Do you, [bank account holder or authorized signer] understand that the information you provided during this phone call that has taken place on [today’s date] at [time of call including time zone] will be used to create a onetime check draft (if it is recurring, as per your both party agreement) on the checking account for which you have provided information and are an authorized signer on the account?
[Wait for customer response]
Do you authorize us [or state your company’s name] to process a draft against said checking account in the amount of [amount of draft] and understand the draft will be dated and will be processed on or after [today’s full date or agreed to date of check/draft]?
[Wait for customer response]
Do you acknowledge that we have provided you with our phone number of [provide phone number] that is available and answered during normal business hours for your inquiries regarding this transaction?
[Wait for customer response]”
What is checks by fax?
Taking checks by fax, or on the phone, or by the web is called check draft. You get all the information from your client like Bank routing number account number and enter into the software. Then you print the check on behalf of them with their authorization. This check will not have a signature and it states ‘No signature required. Approved by the depositor”. Deposit this check Draft to the bank just like you deposit a regular check.
How to accept checks online?
There are three ways you can accept checks online.
The best and professional way is to have a ‘Pay by Check” button on your website. When your customer clicks on that it will open a new window with asking your customer’s bank routing and bank account Numbers along with name details. Once they fill it and submit a new check draft created behind the scene in your OnlineCheckWriter.Com account and ready to print. You print the check draft using any printer and deposit just like a regular check.
The second way is you Email a link to your customer email requesting Bank information and authorization.
The third way is text a link to your customer phone requesting Bank information and authorization.
Does OnlineCheckWriter.Com send Receipts to our Clients or Payees?
Yes, once you select to send a receipt. Please make sure to have Email Id of Clients or Payees.
How can I deposit a Printed Check or Check Draft?
Printed Checks can be deposited in four ways
Mobile Deposit: Download your bank App (Bank of America, Chase Bank, Capital One, City Bank and so forth.) Deposit your Check by taking an image of it inside the App.
ATM: Printed Checks Draft can be deposited at an ATM of Your Bank. Not all the ATMs capable of doing that.
Taking to a Bank: Your Printed Checks Drafts are legally valid and just like a check to be presented at the bank for Deposit. Non-acceptance at bank counters is rare, but if it happens please use any of the alternate methods e.g. Deposit Online, Mobile phone deposit, ATM etc.
Remote Deposit Capture (RDC). It allows a customer to scan checks remotely and transmit the check images to a bank for deposit, usually via an encrypted Internet connection. Banks typically offer RDC to business customers rather than to individuals.
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